The Spendthrift and the Swallow

There was was a man by the name of the Spendthrift who enjoyed blowing money on unnecessary items. A Swallow once flew into the home of a spendthrift and urged him to stop squandering his money.
The Swallow said, "You never know when you might need it." The coming winter will require you to conserve money in order to feed and keep yourself warm.
The Swallow, however, was merely made fun of by the Spendthrift, who assured him that he had enough of money and didn't need to worry about the future.
The Spendthrift discovered that he was running out of money as winter drew near. He was chilly and hungry, and he had no money left to buy food or warm clothing.
In contrast, the Swallow had built a comfortable nest for herself and saved up enough food to last her through the winter.
The Swallow had been correct all along, and the Spendthrift understood it. He wished he had taken her advise.
The lesson of the story is to always budget carefully and keep the future in mind. It's crucial to save aside cash for emergencies rather than just blowing it all at once.